1. Which banks will give LTV (Loan to Value) Exception and which banks will give LTI (Loan to Income) exception and what is there criteria?
2. Which bank will allow a parent to act as a Guarantor?
3. How much of the deposit can be a gift from a parent etc.? what are the rules?
4. How much money can I get, if I am self-employed?
5. How many months bank statements I need to submit?
6. What mortgage rates apply? – the difference between Fixed, Variable, Tracker and Discount mortgage rates
7. What is the maximum term for a first-time buyer?
8. Which offer mortgage breaks at the start of your mortgage – allowing you to use your initial monthly repayments to assist in refurbishing the property?
9. Where to get mortgage protection and who provides the better and affordable cover?