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Do you work in the Public Sector?

Garda members, HSE staff, Prison officers, Firefighters and Teachers are among those Public Sector workers who are eligible to apply for a specially designed mortgage, created by certain lenders with important changes that could make a significant difference when applying for a mortgage. Rates start from as low as 2.4% APR making mortgages easier than ever for public sector employees to get.



Key Features & Benefits:


  • Competitive mortgage rates starting at 2.40*%
  • Streamlined Mortgage Application Process for Public Sector Employees
  • Basic pay will now be taken as two points up in the pay scale when applying for a mortgage. 
  • In the case of probation periods this will include existing public sector employees promoted or transferred on 12 months’ probation.
  • Overpay an additional 20% off your mortgage in any 12 months period without penalty
  • Overtime & Allowances Accepted
  • Mortgage Breaks Throughout the Term


If you want to know more about mortgages, make an appointment with one of our mortgage advisors.


Warning: If you do not keep up your repayments, you may lose your home. You may have to pay charges if you pay off a fixed rate loan early